Broker Cap Calculator

About This Real Estate Broker Cap Calculator

A real estate broker cap calculator helps agents estimate how close they are to reaching their annual brokerage commission cap. Many brokerages use capped split models, meaning you pay a percentage of each commission to your broker until you hit a maximum yearly cap. Once that cap is reached, your split typically improves and you keep more of your commission.

This calculator estimates your gross commission per deal, the broker portion based on your split, your remaining cap balance, and the estimated number of deals required to reach your cap. It also shows your projected earnings once the cap is met so you can better plan your annual income.

How Brokerage Commission Caps Work

Under a capped brokerage model, a portion of each commission goes to the broker until the total paid reaches the agreed cap amount. After that threshold is met, agents may receive 100% of the commission for the remainder of the cap year, depending on brokerage terms.

To calculate your cap progress accurately, you need:

  • Sale price of the property

  • Total commission percentage

  • Your agent split percentage

  • Your annual brokerage cap amount

  • Amount already paid toward the cap

Using a broker cap calculator allows you to forecast income more accurately and make informed decisions about production goals and brokerage structure.

Who Should Use This Tool?

  • Real estate agents evaluating capped brokerage models

  • Agents tracking progress toward their annual commission cap

  • Team leaders comparing brokerage compensation structures

  • Independent contractors planning yearly commission income

This real estate broker cap calculator is designed specifically for commission-based agents who want clarity around splits, cap structures, and long-term earnings.

Professional real estate calculator tools for agents
Professional real estate calculator tools for agents

You may also find our real estate commission calculator, referral fee calculator and broker split calculator helpful when comparing brokerage structures.

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